Credit

Resources for analyzing credit, loans, bonds, and other fixed-income concepts

Balloon Payment

When the repayment of both interest and principal portions of a loan is made at the end of its term. Usually available to commercial borrowers.

How to Assess Effective Management?

Repayment of a loan depends on both the ability and willingness of the business and its management.

Short Term Interest Rates

Short-term Interest Rates (STIR) refer to the interest rate available on debt instruments with a maturity of less than a year.

Resources and Articles on Credit and Fixed-Income Instruments

Credit and fixed income are among the most important sources of finance, along with equity. It is available to both individuals (usually through banks) and businesses (through both banks and institutional lenders). These free resources by WSO are designed for those looking to understand the different types of credit instruments and their characteristics, such as yield, repayment schedule, and credit rating, among many others.

Learn Credit Online

This library of resources is designed to help you learn credit online. Each article can be read at your own pace as they are good on a standalone basis. We hope they help you advance your understanding of financial concepts that are required as part of your job or career.

Browse All Credit Guides

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